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EMPLOYEE HEALTHCARE SOLUTIONS
All the Healthcare Facts Explained
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WHAT IS THE “BEST PRICE” OF HEALTH CARE COSTING YOU?
Is cash really King? Unfortunately, and especially in the health insurance industry, cash has become king, but there was a time when the “price” of providing healthcare benefits was not the primary focus of employers and, a look back at the golden age of healthcare can teach us a few time-tested principles that can still can work if they are...
   
4-18-2008
Views: 542
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PICK THE PIG YOU WANT TO KISS
According to the AMA, "70% of health care costs can be attributed to lifestyle-related illnesses and are therefore preventable." According to the Centers for Disease Control & Prevention, "90% of health care costs can be attributed to lifestyle-related illnesses and are therefore preventable." According to Employee...
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4-5-2008
Views: 372
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COST OF HEALTHCARE GOES “PLAID”
One of my favorite comedy movies of all time is Mel Brook’s, SPACE BALLS; a spoof on “Star Wars” and, one of my favorite scenes in the movie is when Lord Helmet, (Darth Vader) and his crew are chasing down Lone Star (Hans Solo) in his ship.
Lone Star goes to warp speed as Lord Helmet orders his captain to engage warp speed also and...
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4-18-2008
Views: 1345
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AARP and Aetna Collaborate for "Baby Boomers"
Individual Insurance Options for 'Baby Boomers'
In the past, it was somewhat common for a person to work the majority of his or her career at the same company, receiving health benefits the entire time. This often extended to retirement, when former employees and their families would continue to receive health insurance before they became...
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7-1-2008
Views: 949
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Facts on the Cost of Health Care / © 2004 National Coalition on Health Care.
Introduction
In 2004 (the latest year data are available), total national health expenditures rose 7.9 percent -- over three times the rate of inflation (1). Total spending was $1.9 TRILLION in 2004, or $6,280 per person (1). Total health care spending represented 16 percent of the gross domestic product (GDP).
U.S. health care...
   
4-18-2008
Views: 734
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INCREASING YOUR HEALTHCARE ROI
Think about the percentage of your insured workforce that actually benefits from your healthcare investment and you’ll scratch your head trying to figure out why you’re committing so much money to benefit the 20% of them who are responsible for 80% of your cost and yet, at the end of the day you chalk it up to “that’s just the way it is” in...
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4-18-2008
Views: 528
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HAVE YOU LOST YOUR CONSULTANT TO BROKER COMMISSIONS?
There have been so many changes in the health insurance industry that keeping up with them is almost like playing detective, even for the most experienced of benefits consultants.
Twenty plus years ago it was common for a broker to have to shop thirty different carriers and compare hundreds of plan design variations and, a broker had to...
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4-18-2008
Views: 394
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Constructing a Defined Contribution Health Plan
DC HEALTH PLANNING AND DEVELOPMENT PROCESS
Defined Contribution Health Care “Cause and Effect Analysis”
This is a group exercise in which we try to list all possible causes and their effects (and identify how they are linked) associated with a particular problem or situation. It aims at discovering the possible or probable causal...
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4-28-2008
Views: 388
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